PayID Send and receive faster online payments

Find your local branch and book an appointment to visit us. For fast support, message us in the ANZ App. If you’ve already transferred this PayID from another financial institution, please check with them to ensure that it’s been released.

• Fast or real-time payments are sent and received using Osko by BPAY® and can be addressed to either a PayID or a BSB and account number.
• Each PayID (mobile number or email address) can only be registered with one financial institution at a time.
• It doesn’t replace a BSB and account number, which stays exactly the same, but is easier to remember.
• For more insights into secure online transactions and payment methods,
• Gone are the days of waiting hours or even days for bank transfers to clear.

People can still send money to your BSB and account number even if you don’t have a PayID registered. Westpac offers a user-friendly PayID registration process through their mobile banking app. With over 25 million registered PayIDs as of April 2025, according to industry data, this payment method has achieved remarkable adoption among Australians seeking faster, safer transactions. You can also receive fast payments via Single Credit Transfers.

Fast

Osko by BPAY® allows these fast payments to be made, typically in less than a few seconds, between eligible accounts at participating financial institutions, 24/7 – even on weekends and public holidays. Plus it’s now easier to make near real-time payments to friends or family using their registered PayID, even if they bank elsewhere. Personal customers can send and receive fast Osko payments to and from participating financial institutions with an eligible account (i.e. a personal transaction account). Real-time payments require both the payer and payee to have Osko enabled accounts. As safe as sending payments from within your own bank account or banking app. Fast Osko payments will not be available on some STG accounts (including credit accounts), to offshore bank accounts or for transfers in a foreign currency.

Security

Registering PayID with your Australian bank is one of the simplest yet most impactful financial decisions you can make. If you want to change which bank your PayID is linked to, you must unregister it from the current bank first. Most Australian banks do not charge any fees for registering or using PayID. This additional security layer will provide even stronger verification before payments are processed, further reducing the risk of misdirected or fraudulent transactions. Most Australian banks allow you to register up to five different PayIDs.

A mobile number, email address or ABN/ACN can only be registered once across all financial institutions in Australia. Transactions have the same security protection as australian online pokies your existing accounts and payments. With PayID, it’s easier to receive paymentsdisclaimer or set up a PayTo® agreementdisclaimer, by sharing your email, mobile number or ABN/ACN instead. An alternative PayID e.g. email address or ABN, can be registered with another financial institution, or to another account. A PayID can only be registered with a single bank, to one account, but an account may have multiple unique PayIDs.

Via ANZ Internet Banking

PayID is a simple identifier – typically your mobile phone number, email address, or Australian Business Number (ABN) – that you can link directly to your bank account. When exploring online gaming options, many Australian players are discovering the convenience of gambling360 payid casinos australia for fast deposits and withdrawals. When your PayID is registered, your details (including your name) will be available to people who use the service and enter your mobile phone PayID.